The London Condo Professionals 
Ty Lacroix Broker of Record 181 Commissioners Road W London, ON N6J 1X9
Cell:
Work Phone: 519-435-1600
Email Ty

Buying a Condo London Ontario & Area


       

Work in progress of improved website and pages

 Our new website and pages are built or 97% there, you will have instant access to MLS listings, updated hourly better information and results! 

                           

  

  Searching to buy a condo in London Ontario

 At the end of the report, there is a selection checklist to help you narrow down the choice between the different types of condominiums you might see.

 Check Our New Site 

  Another excellent information tool is our Condos in London guide,  one that I have been providing to Londoners for the last 15 years, in it you will see price ranges and styles of condos, neighbourhoods, specific buildings or complexes, local London Ontario links and telephone numbers, maps and tips.

   I hope you will find it as helpful as hundreds of these clients have.

Here are a few more free information reports for you with no strings attached, no obligation what so ever!

Enjoy

Insider Condo Buyer Tips No One Tells You About
Finding the right condo for you and then making an offer & getting it accepted means “buying it right.” If you’re like most, the decision to buy a condo involves a number of stresses and strains & for 90% of buyers; it’s the single largest financial transaction of their lives. Not being thorough in any part of the buying process may cost you thousands. That’s why I wrote this exclusive report…to give you a number of helpful, straightforward tips for buying a condo that meets your needs, AND in time become a wise financial investment for you.
London Ontario Condo Guide
A helpful guide for condos in London with area prices, styles, neighbourhoods, apartment condos, town homes & townhouses, phone numbers& access to further condo rules and good practices. Exclusive to Sutton Group Envelope Real Estate because we designed it, wrote it and published it, and it is yours with no obligation and best of all, no charge!
A Committed Real Estate Buyer Guide
Our Exclusive 37 Page Real Estate Buyer's Guide takes you from starting to think about a purchase and all the steps from start to finish, you moving in! You will be able to buy with confidence that the price you pay and the property you chose is right for you. As well, packing and moving check lists, who to call, choosing a home inspector, lawyers, 8 home comparison check lists , how to be thorough, even coping with your pets when moving. Get this free 37 page free report now!
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Easy To Use Mortgage Calculator


 

This unique condo mortgage calculator is four calculators in one!

  By entering your numbers once, the calculator will help you determine loan amounts, mortgage qualification, affordability and whether you should be renting or buying, all with a click, instantly.

 It is private and secure, only you see it. You can if you wish, even send an e-mail or receive one containing the results, by clicking on Receive This Detailed Analysis!

 By the way, no one, not even I, only you will see the email analysis.

Contact me if you have questions, or if I can assist you in locating a favourable financing alternative for your new home!

I work with some of the best mortgage providers around, my network of lenders are pro's, they know the business, from the Royal Bank, Scotia Bank, TD Canada Trust, CIBC, Bank of Montreal, Manulife to independent mortgage brokers.

 

 Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

Sutton Group Envelope Real Estate Brokerage Inc.


Sutton Group Envelope Real Estate Brokerage Inc.

181 Commissioners Road W. London Ontario N6J 1X9

Phone 519-435-1600 

www.enveloperealestate.com

 

 

MLSSutton Group Envelope Real Estate Brokerage Ind    CREALSTAR